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GruhaMitra Home Loans
Approved Within 20 Days

Simple process. Trusted bank offers.

Apply for Loan

20+

Partner Banks

1500+

Applications

₹100 Cr+

Disbursed

1200+

Happy Customers

Get Approval* for Home Loan upto 10 crores in just 30 Days

📄

income tax return details

🏦

bank statements

👤

personal details

💰

loan details

✅

digital approval

Home Loan EMI Calculator
₹1 Lac ₹10 Cr
1 30
5 15

Monthly Home Loan EMI

₹ 18,170
Talk To Our Loan Expert
💼

Salaried Applicant

Documents to keep ready

  • 📄 Last 6 months payslips
  • 🏦 Bank statement – 1 year
  • 🧾 Form 16 – last 2 years
  • ✉️ Offer / Appointment letter
  • 🪪 Employee ID card
  • 🆔 PAN & Aadhaar copy
  • 📉 Existing loan statements
  • ⚡ Gas & Electricity bill
  • 🏠 Property papers (xerox)
🏪

Business Applicant

Self-employed requirements

  • 📊 ITR – last 3 years
  • 🏦 Bank statements – 1 year
  • 🧮 GST returns – 6 months
  • 📸 Business photograph
  • 📜 Business licence
  • 📝 Shop rental agreement
  • 🆔 PAN & Aadhaar copy
  • 🧾 Sales & purchase bills
  • 🏠 Property papers (xerox)

Home Loan Types

House Purchase Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Property documents
  • Existing loan details (if any)

Site Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Site / land documents
  • Existing loan details (if any)

Composite Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Site + construction documents
  • Building plan & approval
  • Existing loan details (if any)

Construction Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Approved building plan
  • Construction estimate from engineer
  • Property / land documents

Home Renovation Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Renovation estimate / quotation
  • Existing property documents

Takeover Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Existing loan statement
  • Sanction letter from current bank
  • Property documents

Mortgage Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Property documents (to be mortgaged)
  • Property valuation report

Mortgage Loan

  • Income proof (Payslip / ITR)
  • Bank statements
  • PAN & Aadhaar copy
  • Property documents (to be mortgaged)
  • Property valuation report

Business Loan

  • ITR – last 3 years
  • Bank statements – last 1 year
  • GST returns – last 6 months
  • Business registration / licence
  • PAN & Aadhaar copy
  • Business address proof

Partner Banks